<p>Hi,</p><p>I will submit this paper to Financial Management. I need some help with the editing (Word choice, flow, grammar etc.). The format (reference, tables etc.) also needs to comply with the journal (<a href="http://onlinelibrary.wiley.com/journal/10.1111/(ISSN)1755-053X/homepage/ForAuthors.html">http://onlinelibrary.wiley.com/journal/10.1111/(ISSN)1755-053X/homepage/ForAuthors.html</a>). Thank you very much for your help!</p>