HI, Julie:<br /><br />I've downloaded your document.<br /><br />Don't worry: the studying won't last forever, and it pays off in the long run. You have what it takes.<br /><br />Today my daughter goes to Richmond, Virginia for a week-long conference and she's leaving her pet Corgi (Kiwi) with us. My wife isn't a dog person -- she's more of a chocolate person -- so it looks like I'll be taking her for lots of walks (Kiwi, not my wife).<br /><br />Best wishes - George