Hi!<br /><br />1. Bank and fellowship are not being used as proper nouns in the cases that you are asking about. This is correct.<br /><br /><br />2. Expenditures reads better to my sensibilities -- but you can change it to expenditure is you prefer. It seems to me that there are several expenditures for a government, though...<br /><br />3. The thing with good is that is sounds a bit clunky in the singular form in this context. I have never seen them used in the form you are familiar with -- and I have edited many papers of this nature.&nbsp;I think it would be okay, though, to change to the form you are familiar with, without harming the text. The suggestion you made works, too. See:&nbsp;<a href="http://www.econlib.org/library/Enc/PublicGoods.html">http://www.econlib.org/library/Enc/PublicGoods.html<br /><br /><br />4</a>. Among is the better word choice since you are not, in this particular sentence, indicating&nbsp;just 2 entities.&nbsp;<br /><br />Let me know if this <a href="mailto:helps@!">helps</a>! Thanks!!!!